I deres FAQ står der:
To open a personal PayPal account, you must provide your name, address, phone number, and email address.
så iflg. deres FAQ kan du åbne en PayPal konto uden kreditkort.
De skriver videre i deres FAQ:
In order to make payments using PayPal, you must provide a credit card, or debit card, or bank account information.
Du kan vel klare det sidste: bank account information.